NATWEST SOCIAL & COMMUNITY CAPITAL

Charity number: 1079626
Charity reporting is up to date (on time)

Charity overview

Activities - how the charity spends its money

The charity aims to help local community groups through, for example, the provision of loans to Social Enterprises, charities, not-for-profit organisations & Responsible Finance providers. Our mission is to create positive change for vulnerable & disadvantaged groups across the United Kingdom through the provision of finance to viable social ventures that have been refused traditional bank lending

Income and expenditure

Data for financial year ending 31 December 2024

Total income: £488,785
Total expenditure: £397,184

People

8 Trustee(s)

10 Volunteer(s)

Employees with total benefits over £60,000

No employees have total benefits over £60k for this charity

Fundraising

No information available

Trading

This charity does not have any trading subsidiaries.

Trustee payments

No trustees receive any remuneration, payments or benefits from the charity.

What, who, how, where

What the charity does:
  • Economic/community Development/employment
Who the charity helps:
  • Other Charities Or Voluntary Bodies
How the charity helps:
  • Provides Other Finance
Where the charity operates:
  • Scotland

Governance

Registration history:
  • 29 February 2000: Standard registration
Organisation type:
Charitable company
Other names:
  • NATWEST SOCIAL & COMMUNITY CAPITAL (Working name)
  • ROYAL BANK OF SCOTLAND SOCIAL & COMMUNITY CAPITAL (Working name)
  • ULSTER BANK SOCIAL & COMMUNITY CAPITAL (Working name)
  • NATWEST COMMUNITY FINANCE FUND - THE WEST MIDLANDS (Previous name)
  • RBS GROUP MICRO FINANCE FUNDS (Previous name)
  • RBS SOCIAL & COMMUNITY CAPITAL (Previous name)
Company number:
03901460 Open in new window
Gift aid:
Not recognised by HMRC for gift aid
Other regulators:
No information available
Policies:
  • Bullying and harassment policy and procedures
  • Complaints handling
  • Complaints policy and procedures
  • Conflicting interests
  • Financial reserves policy and procedures
  • Internal charity financial controls policy and procedures
  • Internal risk management policy and procedures
  • Investing charity funds policy and procedures
  • Investment
  • Paying staff
  • Risk management
  • Safeguarding vulnerable beneficiaries
  • Serious incident reporting policy and procedures
  • Social media policy and procedures
  • Trustee conflicts of interest policy and procedures
  • Trustee expenses policy and procedures
  • Volunteer management
Land and property:
This charity does not own and/or lease land or property

Trustees

Trustees are the people responsible for controlling the work, management and administration of the charity on behalf of its beneficiaries. Generally trustees are treasurer, chair, board member etc. The trustees are responsible for keeping this list up to date and can do this by updating their details as they happen through the online service

8 Trustee(s)

Name Role Date of appointment Other trusteeships Reporting status of other trusteeships
Sara Kate McConnell Turnbull Trustee 17 September 2025
None on record
Gabriel Ng Trustee 17 September 2025
None on record
Kirsty Lynn Anderson Trustee 03 April 2025
None on record
Anshu Mandal Trustee 01 June 2023
None on record
JOHN DIXON Trustee 14 September 2022
None on record
Ash Mohammed Trustee 08 September 2021
None on record
Andrew Harrison Trustee 26 June 2020
None on record
BENJAMIN PAUL FRASER SMITH Trustee 25 September 2018
None on record

Financial history

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Financial period end date

Income / Expenditure 31/12/2020 31/12/2021 31/12/2022 31/12/2023 31/12/2024
Total gross income £320.74k £267.83k £245.88k £1.88m £488.79k
Total expenditure £1.68m £346.37k £220.71k £309.88k £397.18k
Income from government contracts N/A N/A N/A N/A N/A
Income from government grants N/A N/A N/A N/A N/A
Income - Donations and legacies N/A N/A N/A £1.67m N/A
Income - Other trading activities N/A N/A N/A £0 N/A
Income - Charitable activities N/A N/A N/A £131.53k N/A
Income - Endowments N/A N/A N/A £0 N/A
Income - Investment N/A N/A N/A £75.08k N/A
Income - Other N/A N/A N/A £0 N/A
Income - Legacies N/A N/A N/A £0 N/A
Expenditure - Charitable activities N/A N/A N/A £309.88k N/A
Expenditure - Raising funds N/A N/A N/A £0 N/A
Expenditure - Governance N/A N/A N/A £54.97k N/A
Expenditure - Grants institution N/A N/A N/A £0 N/A
Expenditure - Investment management N/A N/A N/A £0 N/A
Expenditure - Other N/A N/A N/A £0 N/A

Accounts and annual returns

This table shows the charity's record of submitting annual returns, accounts and trustees' annual report (TAR) for the last five financial periods.
Title Reporting year Date received Received Download
Annual return 31 December 2024 22 September 2025 On time
Accounts and TAR 31 December 2024 22 September 2025 On time Download Open in new window
Annual return 31 December 2023 04 October 2024 On time
Accounts and TAR 31 December 2023 04 October 2024 On time Download Open in new window
Annual return 31 December 2022 24 October 2023 On time
Accounts and TAR 31 December 2022 24 October 2023 On time Download Open in new window
Annual return 31 December 2021 20 July 2022 On time
Accounts and TAR 31 December 2021 20 July 2022 On time Download Open in new window
Annual return 31 December 2020 20 September 2021 On time
Accounts and TAR 31 December 2020 20 September 2021 On time Download Open in new window
Submit annual return Open in new window

Governing document

Details of the type of governing document the charity has and when it was established.
It is not the full text of the charity's governing document.

MEMORANDUM AND ARTICLES INCORPORATED 23/12/1999 AS AMENDED BY CERTIFICATE OF INCORPORATION ON CHANGE OF NAME DATED 25/09/2008 AS AMENDED BY SPECIAL RESOLUTION(S) DATED 16/08/2012 AS AMENDED BY CERTIFICATE OF INCORPORATION ON CHANGE OF NAME DATED 23/10/2014 AS AMENDED BY SPECIAL RESOLUTION(S) DATED 21 JUN 2017 as amended on 21 Dec 2019 as amended on 21 Dec 2020 as amended on 29 Jul 2024

Charitable objects

THE OBJECTS OF THE CHARITY ARE THE GENERAL PURPOSES OF SUCH CHARITABLE BODIES OR FOR SUCH OTHER PURPOSES AS THE TRUSTEES MAY FROM TIME TO TIME DECIDE WITH A PARTICULAR BUT NOT EXCLUSIVE FOCUS ON PROVIDING FLEXIBLE FINANCE AND SUPPORT WITH FUNDING APPLICATIONS. THROUGHOUT ENGLAND, SCOTLAND AND WALES AND SUCH OTHER COUNTRIES AS THE TRUSTEES MAY FROM TIME TO TIME DETERMINE AS SHALL EXCLUSIVELY CHARITABLE

Area of benefit

The area the charity can operate in, as set out in its governing document.

SHROPSHIRE, HEREFORD AND WORCESTER, WARWICKSHIRE, STAFFORDSHIRE AND THE UNITARY AUTHORITIES OF STOKE-ON-TRENT, WOLVERHAMPTON, WASALL, SANDWELL, DUDLEY, BIRMINGHAM, SOLIHULL.

Contact information

Address:
250 BISHOPSGATE
LONDON
EC2M 4AA
Phone:
02076721411
Email:
natwestscc@natwest.co.uk
Website:

www.natwest.co.uk/scc Open in new window