Dogfen lywodraethu THE CHARITY BANK LIMITED

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Dogfen lywodraethu

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MEMORANDUM AND ARTICLES OF ASSOCIATION INCORPORATED ON THE 28TH NOVEMBER 2001 AS AMENDED BY SPECIAL RESOLUTION DATED 17 JUNE 2004

Gwrthrychau elusennol

THE COMPANY'S OBJECTS ARE TO PROMOTE ANY CHARITABLE PURPOSE FOR THE BENEFIT OF THE PUBLIC BY:- 1. THE PROVISION OF LOANS AND GUARANTEES ON BENEFICIAL TERMS TO CHARITIES OR FOR CHARITABLE PURPOSES BY RECEIVING DONATIONS AND BY OBTAINING LOANS AND TAKING DEPOSITS ON BENEFICIAL TERMS FROM THE PUBLIC AND OTHERS IN ORDER TO PROVIDE LOANS OR GUARANTEES; 2. PROMOTING THE EFFICIENT AND EFFECTIVE APPLICATION OF CHARITABLE RESOURCES BY THOSE CHARITIES AND FOR CHARITABLE PURPOSES BY THE PROVISION OF FINANCIAL ADVICE, SUPPORT AND RELATED ASSISTANCE TO CHARITIES AND FOR CHARITABLE PROJECTS IN RELATION TO SUCH LOANS AND GUARANTEES; 3. ADVANCING ANY OTHER PURPOSE WHICH MAY BE CHARITABLE ACCORDING TO THE LAW OF ENGLAND AND WALES. AND IN THIS CLAUSE 'BENEFICIAL' SHALL MEAN ON TERMS OF OR SUBJECT TO ARRANGEMENTS WHICH ARE ADVANTAGEOUS TO CHARITY AS COMPARED WITH COMMERCIAL TERMS OR ARRANGEMENTS.

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