THE CHARITIES AID FOUNDATION
Charity overview
Activities - how the charity spends its money
Charities Aid Foundation (CAF) is a registered charity with a simple aim: to make charity donations go further. We make it easier for donors to give and for charities to manage their money. We do this by enabling donors to give tax-efficiently to charities, helping employers run community programmes and offering charities low-cost banking, investment and fundraising services.
Income and expenditure
Data for financial year ending 30 April 2024
Total income:
£1,194,823,000
| Donations and legacies | £1.07bn | |
| Charitable activities | £25.25m | |
| Other trading activities | £0 | |
| Investments | £97.85m | |
| Other | £0 |
Total expenditure:
£1,160,615,000
| Raising funds | £0 | |
| Charitable activities | £1.16bn | |
| Other | £0 |
£74,092,000 investments gains (losses)
Total income includes £233,000 from 1 government grant(s)
Charitable expenditure
Charitable expenditure with investment gains
Charitable expenditure
Some charities generate all, or a substantial part, of their income from investments which may have been donated to the charity as endowment or set aside by the charity from its own resources in the past. Such investments usually take the form of stocks and shares but may include other assets, such as property, that are capable of generating income and/or capital growth.
In managing their spending and investments charities need to strike a balance between the needs of future and current beneficiaries. They also need to take account of spending commitments that may stretch over a number of future years. To do this, charities will normally adopt an investment strategy designed to generate both income and capital growth. To maximise returns trustees may commit to investment strategies for several years.
Investments can experience large swings in value so trustees may, in a particular year, decide to realise and spend part of their charity’s capital or to invest part of its income.
By clicking the investment gains checkbox the charitable spending bar is adjusted to take account of capital growth as well as income. This shows the balance the charity is striking, between spending on current beneficiaries and retaining resources for future beneficiaries.
| Raising funds and other expenditure | £0 | |
| Charitable expenditure | £1.16bn | |
| Retained for future use | £34.21m |
People
734 Employee(s)
10 Trustee(s)
30 Volunteer(s)
Employees with total benefits over £60,000
| Number of employees | |
|---|---|
| £60k to £70k | 43 |
| £70k to £80k | 31 |
| £80k to £90k | 16 |
| £90k to £100k | 11 |
| £100k to £110k | 10 |
| £110k to £120k | 2 |
| £120k to £130k | 2 |
| £130k to £140k | 2 |
| £140k to £150k | 2 |
| £150k to £200k | 9 |
| £200k to £250k | 3 |
| £250k to £300k | 1 |
| £300k to £350k | 1 |
| £350k to £400k | 1 |
Fundraising
Trading
Trustee payments
What, who, how, where
- General Charitable Purposes
- Other Charities Or Voluntary Bodies
- Makes Grants To Organisations
- Provides Other Finance
- Provides Services
- Provides Advocacy/advice/information
- Sponsors Or Undertakes Research
- Throughout England And Wales
- Canada
- United States
Governance
- 01 January 1974: Standard registration
- 10 January 2013: Funds received from 271003 THE EDWARD AND LOIS SIEFF CHARITABLE TRUST
- 03 June 2013: Funds received from 1091648 THE CHARITY BANK LIMITED
- 20 January 2014: Funds received from 326291 THE MICHAEL C GOODWIN CHARITABLE FOUNDATION
- 03 February 2014: Funds received from 256205 RABY CHARITY TRUST
- 25 September 2014: Funds received from 1143544 AHMED SARODI TRUST
- 26 November 2014: Funds received from 288968 WILLIAM P BANCROFT NO 2 CHARITABLE TRUST
- 13 February 2015: Funds received from 1063082 THE BONUS TRUST
- 25 June 2015: Funds received from 1146285 CROSS STREET (CHARITABLE) FOUNDATION
- 01 June 2016: Funds received from 326607 THE WOLSELEY-HUGHES CHARITABLE TRUST
- 11 April 2017: Funds received from 1107255 MEDIVET ANIMAL TRUST
- 05 May 2017: Funds received from 326694 THE ELLISON MARSDEN CHARITABLE TRUST
- 20 October 2020: Funds received from 1080493 THE BASIL LARSEN 1999 CHARITABLE TRUST
- 17 August 2021: Funds received from 326536 ELMHAM CHARITABLE TRUST
- 26 August 2021: Funds received from 1147222 MAC AIDS FUND
- 26 November 2021: Funds received from 1193968 THE ARORA FAMILY FOUNDATION
- 01 September 2022: Funds received from 1178132 THE CREDO FOUNDATION
- 15 November 2022: Funds received from 1039408 INNER WHEEL CLUB OF ST AUSTELL BENEVOLENT FUND
- 20 April 2023: Funds received from 1002299 THE ENSIGN CHARITABLE FUND
- 02 June 2023: Funds received from 1145631 STEYN CHARITABLE TRUST
- 20 July 2023: Funds received from 1020198 HANCOCK FOUNDATION
- 17 September 2024: Funds received from 1086239 WJB CHILTERN CHARITABLE TRUST
- 25 April 2025: Funds received from 275945 THE PENYGHENT CHARITABLE TRUST
- CAF (Working name)
- GAYE (Working name)
- GIVE AS YOU EARN (Working name)
- Financial Conduct Authority
- Bullying and harassment policy and procedures
- Complaints handling
- Complaints policy and procedures
- Conflicting interests
- Financial reserves policy and procedures
- Internal charity financial controls policy and procedures
- Internal risk management policy and procedures
- Investing charity funds policy and procedures
- Investment
- Paying staff
- Risk management
- Serious incident reporting policy and procedures
- Social media policy and procedures
- Trustee conflicts of interest policy and procedures
- Trustee expenses policy and procedures
- Volunteer management
Trustees
Trustees are the people responsible for controlling the work, management and administration of the charity on behalf of its beneficiaries. Generally trustees are treasurer, chair, board member etc. The trustees are responsible for keeping this list up to date and can do this by updating their details as they happen through the online service
10 Trustee(s)
| Name | Role | Date of appointment | Other trusteeships | Reporting status of other trusteeships | ||||
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| Robert Graham Dench | Trustee | 18 April 2024 |
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| Michael St John Ashley | Trustee | 01 February 2023 |
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| Robert Vogtle | Trustee | 25 January 2023 |
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| Owen Pringle | Trustee | 28 April 2022 |
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| Sabine Everaet | Trustee | 28 April 2022 |
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| Meredith Niles | Trustee | 28 April 2022 |
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| Dr Priya Darshani Singh | Trustee | 23 November 2020 |
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| David Peter Shalders | Trustee | 15 July 2020 |
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| Right Honourable Sir Ernest Ryder | Trustee | 12 February 2020 |
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| Sir James Henry Leigh-Pemberton | Trustee | 01 April 2018 |
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Financial history
Financial period end date
| Income / Expenditure | 30/04/2020 | 30/04/2021 | 30/04/2022 | 30/04/2023 | 30/04/2024 | ||
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Total gross income | £706.32m | £1.01bn | £1.04bn | £1.15bn | £1.19bn | |
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Total expenditure | £683.40m | £931.07m | £920.47m | £1.05bn | £1.16bn | |
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Income from government contracts | N/A | N/A | N/A | N/A | N/A | |
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Income from government grants | £1.10m | £20.90m | £789.00k | £75.00k | £233.00k | |
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Income - Donations and legacies | £654.94m | £959.91m | £993.49m | £1.06bn | £1.07bn | |
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Income - Other trading activities | £0 | £0 | £0 | £0 | £0 | |
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Income - Charitable activities | £28.71m | £31.31m | £34.34m | £53.31m | £25.25m | |
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Income - Endowments | £0 | £0 | £0 | £0 | £0 | |
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Income - Investment | £22.68m | £17.27m | £16.45m | £31.65m | £97.85m | |
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Income - Other | £0 | £0 | £0 | £0 | £0 | |
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Income - Legacies | £21.70m | £21.81m | £24.67m | £14.64m | £34.35m | |
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Expenditure - Charitable activities | £683.40m | £857.31m | £858.75m | £1.03bn | £1.16bn | |
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Expenditure - Raising funds | £0 | £73.76m | £61.72m | £21.33m | £0 | |
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Expenditure - Governance | £1.42m | £1.48m | £2.02m | £2.75m | £3.82m | |
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Expenditure - Grants institution | £640.46m | £811.45m | £808.79m | £956.38m | £1.07bn | |
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Expenditure - Investment management | £0 | £0 | £0 | £0 | £0 | |
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Expenditure - Other | £0 | £0 | £0 | £0 | £0 |
Assets and liabilities
Definitions for assets and liabilities
These are assets, other than investments, which are held for more than 12 months and used to run and administer the charity such as buildings, offices, exhibits and fixtures and fittings.
Long term InvestmentsInvestments are assets held by the charity with the sole aim of generating income which will be used for their charitable purposes such as deposit accounts, shares, rental property and unit trusts.
Investment assets are re-valued every year and included in the balance sheet at their current market value.
Long term investments are held for more than 12 months.
These are assets held generally for less than 12 months such as cash and bank balances, debtors, investments to be sold within the coming year and trading stock.
Defined benefit pension scheme asset or liabilityThis is a surplus or deficit in any defined benefit pension scheme operated and represents a potential long-term asset or liability.
Total liabilitiesThese are all the amounts owed by the charity at the balance sheet date to third parties such as bills due but not yet paid, bank overdrafts and loans and mortgages.
| Asset / Liability | 30/04/2020 | 30/04/2021 | 30/04/2022 | 30/04/2023 | 30/04/2024 | ||
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Own use assets | £5.65m | £6.55m | £10.19m | £9.61m | £14.46m | |
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Long-term investments | £635.51m | £783.25m | £855.02m | £849.96m | £989.84m | |
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Other assets | £1.97bn | £2.26bn | £2.48bn | £2.57bn | £2.46bn | |
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Defined benefit pension scheme asset or liability | £1.08m | £1.82m | £2.18m | £0 | £0 | |
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Total liabilities | £1.22bn | £1.45bn | £1.59bn | £1.59bn | £1.52bn |
Accounts and annual returns
| Title | Reporting year | Date received | Received | Download |
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| Annual return | 30 April 2024 | 12 February 2025 | On Time | |
| Accounts and TAR | 30 April 2024 | 12 February 2025 | On Time | Download Open in new window |
| Annual return | 30 April 2023 | 19 February 2024 | On Time | |
| Accounts and TAR | 30 April 2023 | 09 November 2023 | On Time | Download Open in new window |
| Annual return | 30 April 2022 | 20 February 2023 | On Time | |
| Accounts and TAR | 30 April 2022 | 27 September 2022 | On Time | Download Open in new window |
| Annual return | 30 April 2021 | 26 October 2021 | On Time | |
| Accounts and TAR | 30 April 2021 | 31 August 2021 | On Time | Download Open in new window |
| Annual return | 30 April 2020 | 25 February 2021 | On Time | |
| Accounts and TAR | 30 April 2020 | 25 February 2021 | On Time | Download Open in new window |