LANCASTER, MORECAMBE AND DISTRICT CHURCHES DEBT CENTRE

Charity number: 1173790
Charity reporting is up to date (on time)

Charity overview

Activities - how the charity spends its money

Christians Against Poverty (CAP) is passionate about releasing people from debt, poverty and its causes. CAP brings good news, hope and freedom. Every client is visited in their own home, while CAP do all the negotiating with creditors to reduce the outstanding debts. CAP gives advice on a suitable budget so that clients meet their debts while local volunteers offer them ongoing support.

Income and expenditure

Data for financial year ending 30 September 2024

Total income: £27,474
Total expenditure: £25,866

People

5 Trustee(s)

15 Volunteer(s)

Employees with total benefits over £60,000

No employees have total benefits over £60k for this charity

Fundraising

No information available

Trading

This charity does not have any trading subsidiaries.

Trustee payments

No trustees receive any remuneration, payments or benefits from the charity.

What, who, how, where

What the charity does:
  • General Charitable Purposes
  • Education/training
  • The Prevention Or Relief Of Poverty
  • Religious Activities
  • Economic/community Development/employment
Who the charity helps:
  • The General Public/mankind
How the charity helps:
  • Provides Services
  • Provides Advocacy/advice/information
Where the charity operates:
  • Lancashire

Governance

Registration history:
  • 12 July 2017: CIO registration
Organisation type:
CIO
Other names:

No other names

Gift aid:
Recognised by HMRC for gift aid
Other regulators:
No information available
Policies:
  • Bullying and harassment policy and procedures
  • Campaigns and political activity policy and procedures
  • Complaints handling
  • Complaints policy and procedures
  • Engaging external speakers at charity events policy and procedures
  • Financial reserves policy and procedures
  • Internal charity financial controls policy and procedures
  • Internal risk management policy and procedures
  • Investing charity funds policy and procedures
  • Paying staff
  • Risk management
  • Safeguarding policy and procedures
  • Safeguarding vulnerable beneficiaries
  • Serious incident reporting policy and procedures
  • Social media policy and procedures
  • Trustee conflicts of interest policy and procedures
  • Trustee expenses policy and procedures
  • Volunteer management
Land and property:
This charity does not own and/or lease land or property

Trustees

Trustees are the people responsible for controlling the work, management and administration of the charity on behalf of its beneficiaries. Generally trustees are treasurer, chair, board member etc. The trustees are responsible for keeping this list up to date and can do this by updating their details as they happen through the online service

5 Trustee(s)

Name Role Date of appointment Other trusteeships Reporting status of other trusteeships
Rev STEVEN DAVID HEWITT Chair 12 July 2017
STANLEY ROAD BAPTIST CHURCH
Received: On time
Nigel Purcell Trustee 24 April 2018
None on record
Hannah Bell Trustee 15 January 2018
THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ST THOMAS, LANCASTER
Received: On time
Jane Callow Trustee 12 July 2017
LANCASTER COUNCIL OF CHURCHES
Received: On time
MICHAEL GUNTHER KOHL Trustee 12 July 2017
None on record

Financial history

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Financial period end date

Income / Expenditure 30/09/2020 30/09/2021 30/09/2022 30/09/2023 30/09/2024
Total gross income £33.79k £31.62k £20.47k £29.44k £27.47k
Total expenditure £20.90k £32.90k £27.04k £29.29k £25.87k
Income from government contracts N/A N/A N/A N/A N/A
Income from government grants N/A N/A N/A £5.00k N/A

Accounts and annual returns

This table shows the charity's record of submitting annual returns, accounts and trustees' annual report (TAR) for the last five financial periods.
Title Reporting year Date received Received Download
Annual return 30 September 2024 07 July 2025 On time
Accounts and TAR 30 September 2024 07 July 2025 On time Download Open in new window
Annual return 30 September 2023 14 March 2024 On time
Accounts and TAR 30 September 2023 14 March 2024 On time Download Open in new window
Annual return 30 September 2022 22 December 2022 On time
Accounts and TAR 30 September 2022 22 December 2022 On time Download Open in new window
Annual return 30 September 2021 02 December 2021 On time
Accounts and TAR 30 September 2021 02 December 2021 On time Download Open in new window
Annual return 30 September 2020 11 March 2021 On time
Accounts and TAR 30 September 2020 11 March 2021 On time Download Open in new window
Submit annual return Open in new window

Governing document

Details of the type of governing document the charity has and when it was established.
It is not the full text of the charity's governing document.

CIO - FOUNDATION Registered 12 Jul 2017

Charitable objects

(A) THE RELIEF OF POVERTY FOR PERSONS LIVING IN AND AROUND THE LANCASTER, MORECAMBE AND DISTRICT, WHO ARE IN CONDITIONS OF NEED, HARDSHIP OR DISTRESS BY REASON OF THEIR SOCIAL AND OR ECONOMIC CIRCUMSTANCES BY PROVIDING ADVICE AND OTHER SERVICES AS THE TRUSTEES MAY FROM TIME TO TIME THINK FIT; (B) THE ADVANCEMENT OF EDUCATION OF THE PUBLIC LIVING IN AND AROUND THE LANCASTER, MORECAMBE AND DISTRICT IN ALL MATTERS RELATING TO THE MANAGEMENT OF THEIR PERSONAL FINANCES AS THE TRUSTEES MAY FROM TIME TO TIME THINK FIT; (C) THE ADVANCEMENT OF THE CHRISTIAN FAITH THROUGH CARE, COMPASSION AND RELEVANT PRACTICAL AND SPIRITUAL HELP AS THE TRUSTEES MAY FROM TIME TO TIME THINK FIT.

Contact information

Address:
19 ROSEDALE AVENUE
HEYSHAM
MORECAMBE
LA3 2HS
Phone:
01524853857
Email:
lmdebtcentre@gmail.com
Website:

http://www.lmdebtcentre.org.uk/ Open in new window