BLACK AND ETHNIC MINORITIES FINANCIAL SERVICES
Charity overview
Activities - how the charity spends its money
BEMFS provide free financial services including debt advice / counselling, to the local black and ethnic minorities' community in Islington area of London. The organisation also run free quarterly Money Talks Financial Literacy Workshops, where participants are guided through basic personal financial management such as budgeting, reducing debt, savings and how to prioritise spending.
Income and expenditure
Data for financial year ending 31 March 2017
Fundraising
Trading
Trustee payments
What, who, how, where
- General Charitable Purposes
- Education/training
- The Prevention Or Relief Of Poverty
- Economic/community Development/employment
- Children/young People
- Elderly/old People
- People With Disabilities
- People Of A Particular Ethnic Or Racial Origin
- The General Public/mankind
- Provides Services
- Provides Advocacy/advice/information
- Throughout London
Governance
- 06 October 2006: Standard registration
- 24 July 2018: Removed (Ceased to exist)
- BEM FINANCIAL SERVICES (Working name)
- BEMFS (Working name)
Financial history
Financial period end date
| Income / Expenditure | 31/03/2013 | 31/03/2014 | 31/03/2015 | 31/03/2016 | 31/03/2017 | ||
|---|---|---|---|---|---|---|---|
|
|
Total gross income | £9.65k | £9.65k | £9.66k | £9.66k | £9.66k | |
|
|
Total expenditure | £0 | £0 | £0 | £0 | £188 | |
|
|
Income from government contracts | N/A | N/A | N/A | N/A | N/A | |
|
|
Income from government grants | N/A | N/A | N/A | N/A | N/A |
Accounts and annual returns
| Title | Reporting year | Date received | Received | Download |
|---|---|---|---|---|
| Annual return | 31 March 2018 | Not submitted | ||
| Accounts and TAR | 31 March 2018 | Not submitted | ||
| Annual return | 31 March 2017 | 20 November 2017 | On time | |
| Accounts and TAR | 31 March 2017 | Not required | ||
| Annual return | 31 March 2016 | 25 January 2017 | On time | |
| Accounts and TAR | 31 March 2016 | Not required | ||
| Annual return | 31 March 2015 | 23 July 2015 | On time | |
| Accounts and TAR | 31 March 2015 | Not required |
Governing document
It is not the full text of the charity's governing document.
CONSTITUTION ADOPTED 26 AUGUST 2005 AS AMENDED ON 3 JULY 2009
Charitable objects
TO PROVIDE RESIDENTS; ESPECIALLY THOSE FROM BLACK AND ETHNIC MINORITY GROUPS, IN AREAS OF ECONOMIC DEPRIVATION, TO PROVIDE RESIDENTS IN ENGLAND AND WALES IN CONDITIONS OF NEED, HARDSHIP OR DISTRESS, ADVICE AND INFORMATION DEALING WITH PERSONAL FINANCES INCLUDING SAVINGS, DEBT PREVENTION AND COUNSELLING, TAXATION, BANKRUPTCY AND OTHER FINANCIAL PROBLEMS
Area of benefit
ENGLAND AND WALES
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