THE FOUNDATION FOR THE FINANCIAL PROTECTION OF HOMEOWNERS

Charity Number: 1121633
Removed charity

Charity overview

Activities - how the charity spends its money

The Foundation for the Financial Protection of Homeowners, also known as "Homeowner Rescue Advice Centre" is set up to advise and assist homeowners who are facing difficulty with their mortgage lender as a result of a lack of payments, and are at any stage during the repossession process. We do not and will not arrange finance. We do not and will not offer any form of "buy and rent back" scheme.

Income and expenditure

Data for financial year ending 04 January 2014

Total income: £6,953
Total expenditure: £7,046

Fundraising

This charity does not raise funds from the public

Trading

This charity does not have any trading subsidiaries.

Trustee payments

No trustees receive any remuneration, payments or benefits from the charity.

What, who, how, where

What the charity does:
  • The Prevention Or Relief Of Poverty
  • Accommodation/housing
Who the charity helps:
  • Other Defined Groups
How the charity helps:
  • Provides Services
  • Provides Advocacy/advice/information
Where the charity operates:
  • Throughout England And Wales

Governance

Registration history:
  • 20 November 2007: Standard registration
  • 11 November 2015: Removed (Ceased to exist)
Organisation type:
Charitable company
Other names:
  • HOMEOWNERS RESCUE ADVICE CENTRE (HRAC) (Working name)
Gift aid:
No information available
Other regulators:
No information available
Policies:
No policies declared
Land and property:
No information available

Financial history

" role="img"> Text alternative for this canvas graphic is in the data table below.

Financial period end date

Income / Expenditure 04/01/2010 04/01/2011 04/01/2012 04/01/2013 04/01/2014
Total gross income £7.37k £9.38k £7.62k £8.42k £6.95k
Total expenditure £7.54k £9.50k £7.16k £8.74k £7.05k
Income from government contracts N/A N/A N/A N/A N/A
Income from government grants N/A N/A N/A N/A N/A

Accounts and annual returns

This table shows the charity's record of submitting annual returns, accounts and trustees' annual report (TAR) for the last five financial periods.
Title Reporting year Date received Received Download
Annual return 04 January 2015 Not submitted
Accounts and TAR 04 January 2015 Not submitted
Annual return 04 January 2014 10 December 2014 36 days late
Accounts and TAR 04 January 2014 Not Required
Annual return 04 January 2013 10 December 2014 401 days late
Accounts and TAR 04 January 2013 Not Required
Annual return 04 January 2012 07 February 2013 95 days late
Accounts and TAR 04 January 2012 Not Required

Governing document

Details of the type of governing document the charity has and when it was established.
It is not the full text of the charity's governing document.

MEMORANDUM AND ARTICLES OF ASSOCIATION INCORPORATED 27 APRIL 2007 AS AMENDED BY SPECIAL RESOLUTION INCORPORATED 14 NOVEMBER 2007.

Charitable objects

3. THE CHARITY'S OBJECTS ARE: THE RELIEF OF FINANCIAL HARDSHIP OF PERSONS IN MORTGAGE ARREARS AND IN PARTICULAR THOSE AT RISK OF LOSING THEIR PRIMARY RESIDENCE BY THE PROVISION OF ADVICE AND ASSISTANCE IN ASPECTS OF PERSONAL FINANCE AND DEBT COUNSELLING.

Area of benefit

The area the charity can operate in, as set out in its governing document.

THROUGHOUT ENGLAND AND WALES, SCOTLAND AND NORTHEN IRELAND.