PROVISION HOUSE ( FORMERLY KNOWN AS LOAVES N FISHES) LTD

Charity number: 1147775
Charity reporting is up to date (on time)

Charity overview

Activities - how the charity spends its money

Provision House ( formerly known as Loaves N Fishes )is a Christian Charity set up in 2010 to help those who cannot afford items to build a home. We provide furniture, other household items and clothing. Referrals of people come from organisations dealing with homeless, council teams, probation services etc. However our remit has now expanded to cover a wider area of provision and services.

Income and expenditure

Data for financial year ending 31 December 2023

Total income:
£798,125

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Donations and legacies £637.00k
Charitable activities £159.29k
Other trading activities £0
Investments £0
Other £1.84k

Total expenditure:
£788,154

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Raising funds £0
Charitable activities £788.15k
Other £0

£0 investments gains (losses)

Total income includes £165,276 from 3 government contract(s)

Charitable expenditure

Charitable expenditure

Some charities generate all, or a substantial part, of their income from investments which may have been donated to the charity as endowment or set aside by the charity from its own resources in the past. Such investments usually take the form of stocks and shares but may include other assets, such as property, that are capable of generating income and/or capital growth.

In managing their spending and investments charities need to strike a balance between the needs of future and current beneficiaries. They also need to take account of spending commitments that may stretch over a number of future years. To do this, charities will normally adopt an investment strategy designed to generate both income and capital growth. To maximise returns trustees may commit to investment strategies for several years.

Investments can experience large swings in value so trustees may, in a particular year, decide to realise and spend part of their charity’s capital or to invest part of its income.

By clicking the investment gains checkbox the charitable spending bar is adjusted to take account of capital growth as well as income. This shows the balance the charity is striking, between spending on current beneficiaries and retaining resources for future beneficiaries.

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Raising funds and other expenditure £0
Charitable expenditure £788.15k
Retained for future use £9.97k

People

20 Employee(s)

7 Trustee(s)

50 Volunteer(s)

Employees with total benefits over £60,000

No employees have total benefits over £60k for this charity

Fundraising

No information available

Trading

This charity does not have any trading subsidiaries.

Trustee payments

No trustees receive any remuneration, payments or benefits from the charity.

What, who, how, where

What the charity does:
  • General Charitable Purposes
  • The Prevention Or Relief Of Poverty
Who the charity helps:
  • Children/young People
  • Elderly/old People
  • People With Disabilities
  • Other Charities Or Voluntary Bodies
  • The General Public/mankind
How the charity helps:
  • Provides Human Resources
Where the charity operates:
  • Dudley
  • Sandwell

Governance

Registration history:
  • 21 June 2012: Standard registration
Organisation type:
Charitable company
Other names:
  • LOAVES N FISHES (Previous name)
Company number:
08090900 Open in new window
Gift aid:
Not recognised by HMRC for gift aid
Other regulators:
No information available
Policies:
  • Bullying and harassment policy and procedures
  • Complaints handling
  • Complaints policy and procedures
  • Conflicting interests
  • Financial reserves policy and procedures
  • Internal charity financial controls policy and procedures
  • Internal risk management policy and procedures
  • Investment
  • Paying staff
  • Risk management
  • Safeguarding policy and procedures
  • Safeguarding vulnerable beneficiaries
  • Serious incident reporting policy and procedures
  • Social media policy and procedures
  • Trustee conflicts of interest policy and procedures
  • Trustee expenses policy and procedures
  • Volunteer management
Land and property:
This charity owns and/or leases land or property

Trustees

Trustees are the people responsible for controlling the work, management and administration of the charity on behalf of its beneficiaries. Generally trustees are treasurer, chair, board member etc. The trustees are responsible for keeping this list up to date and can do this by updating their details as they happen through the online service

7 Trustee(s)

Name Role Date of appointment Other trusteeships Reporting status of other trusteeships
Paul Gerald Chamberlain Chair 12 February 2021
THE BLACK COUNTRY NET
Received: On time
ADRIAN EDWARD LOWE Trustee 11 March 2022
Alongside for His Glory
Received: On time
CHURCH IN THE COMMUNITY GROUP OF CHURCHES
Received: On time
THE BRIERLEY HILL PROJECT
Received: On time
Phillip Wade Trustee 11 March 2022
None on record
Julie Elizabeth Mills Trustee 25 September 2018
None on record
Ruth Harris Trustee 24 January 2017
None on record
Elaine Horton Trustee 24 January 2017
None on record
Janet Billingsley Trustee 23 August 2016
None on record

Financial history

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Financial period end date

Income / Expenditure 31/12/2019 31/12/2020 31/12/2021 31/12/2022 31/12/2023
Total gross income £373.85k £586.29k £634.75k £758.01k £798.13k
Total expenditure £392.94k £498.33k £604.58k £740.70k £788.15k
Income from government contracts £166.79k £190.20k £251.42k £247.30k £165.28k
Income from government grants N/A £44.48k £19.31k £81.81k N/A
Income - Donations and legacies N/A £532.02k £545.42k £633.95k £637.00k
Income - Other trading activities N/A £0 £87.89k £0 £0
Income - Charitable activities N/A £54.27k £1.45k £124.07k £159.29k
Income - Endowments N/A £0 £0 £0 £0
Income - Investment N/A £0 £0 £0 £0
Income - Other N/A £0 £0 £0 £1.84k
Income - Legacies N/A £0 £0 £0 £0
Expenditure - Charitable activities N/A £498.33k £604.58k £740.70k £788.15k
Expenditure - Raising funds N/A £0 £0 £0 £0
Expenditure - Governance N/A £91.65k £47.18k £29.05k £31.96k
Expenditure - Grants institution N/A £0 £0 £0 £0
Expenditure - Investment management N/A £0 £0 £0 £0
Expenditure - Other N/A £0 £0 £0 £0

Assets and liabilities

Definitions for assets and liabilities
Own use assets

These are assets, other than investments, which are held for more than 12 months and used to run and administer the charity such as buildings, offices, exhibits and fixtures and fittings.

Long term Investments

Investments are assets held by the charity with the sole aim of generating income which will be used for their charitable purposes such as deposit accounts, shares, rental property and unit trusts.
Investment assets are re-valued every year and included in the balance sheet at their current market value.
Long term investments are held for more than 12 months.

Other assets

These are assets held generally for less than 12 months such as cash and bank balances, debtors, investments to be sold within the coming year and trading stock.

Defined benefit pension scheme asset or liability

This is a surplus or deficit in any defined benefit pension scheme operated and represents a potential long-term asset or liability.

Total liabilities

These are all the amounts owed by the charity at the balance sheet date to third parties such as bills due but not yet paid, bank overdrafts and loans and mortgages.

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Asset / Liability 31/12/2019 31/12/2020 31/12/2021 31/12/2022 31/12/2023
Own use assets N/A £125.68k £124.09k £106.92k £90.73k
Long-term investments N/A £0 £0 £0 £0
Other assets N/A £34.83k £73.97k £105.66k £144.92k
Defined benefit pension scheme asset or liability N/A £0 £0 £0 £0
Total liabilities N/A £43.82k £51.21k £48.41k £61.51k

Accounts and annual returns

This table shows the charity's record of submitting annual returns, accounts and trustees' annual report (TAR) for the last five financial periods.
Title Reporting year Date received Received Download
Annual return 31 December 2023 24 June 2024 On Time
Accounts and TAR 31 December 2023 24 June 2024 On Time Download Open in new window
Annual return 31 December 2022 17 October 2023 On Time
Accounts and TAR 31 December 2022 17 October 2023 On Time Download Open in new window
Annual return 31 December 2021 25 October 2022 On Time
Accounts and TAR 31 December 2021 25 October 2022 On Time Download Open in new window
Annual return 31 December 2020 06 October 2021 On Time
Accounts and TAR 31 December 2020 06 October 2021 On Time Download Open in new window
Annual return 31 December 2019 29 October 2020 On Time
Accounts and TAR 31 December 2019 29 October 2020 On Time Download Open in new window
Submit annual return Open in new window

Governing document

Details of the type of governing document the charity has and when it was established.
It is not the full text of the charity's governing document.

MEMORANDUM AND ARTICLES INCORPORATED 31/05/2012 AS AMENDED BY SPECIAL RESOLUTION(S) DATED 05 OCT 2016 as amended on 02 Nov 2018 as amended on 20 Sep 2019 as amended on 04 Feb 2022

Charitable objects

To relieve poverty and give provision in terms of items,goods and services for persons in need, hardship and distress, as an expression of the Christian ethos.

Contact information

Address:
Provision House
80-81 High Street
Dudley
DY1 1PY
Phone:
0121 285 3970
Email:
admin@provisionhouse.co.uk
Website:

www.loavesnfishes.co.uk Open in new window