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MEMORANDUM AND ARTICLES OF ASSOCIATION INCORPORATED 18 SEPTEMBER 2009 AS AMENDED BY SPECIAL RESOLUTION 18 FEBRUARY 2010 REGISTERED AT COMPANIES HOUSE 22 FEBRUARY 2010. CERTIFICATE OF INCORPORATION ON CHANGE OF NAME DATED 27 JULY 2010

Gwrthrychau elusennol

1) THE RELIEF OF POVERTY ANIL FINANCIAL HARDSHIP, FOR THE PUBLIC BENEFIT, BY SUPPORTING AND ADVISING ORGANISATIONS THAT ENGAGE IN THE HELD OF FIELD OF MICROFINANCE IN THE DEVELOPING WORLD. 2) THE ADVANCEMENT OF EDUCATION FOR THE BENEFIT OF THE PUBLIC OF UK BASED UNIVERSITY STUDENTS IN MICROFINANCE AND DEVELOPMENT, SOCIAL ENTREPRENEURSHIP AND RELATED SUBJECTS.

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Dogfen lywodraethu THE STUDENT INITIATIVE LTD.